Monitored security alarms
The use of monitored security alarms is a great tool and at Thorners we can also offer you a discount on your home and contents insurance policy for having this at your home. One of our alarm contacts is also offering to upgrade all of their monitored alarm clients alarms to include a monitored smoke detector. Contact us soon if you are interested in adding smoke detection to your monitored alarm system or just want a quote to see the difference in premiums that it can make. This discount is over and above the discounts we offer Gold Super Card holders.
Click here to email Thorners or Call Us on (04) 528 8088
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
KiwiSaver Statistics January 2010
KiwiSaver continues to gain momentum.
At the end of January 2010 there were 1,305,127 members with potentially 491,330 being in default funds. There are benefits from choosing your own provider and fund so let’s talk about your options if you have gone to a default provider.
If you are still sitting on the fence over whether to join or not, contact us soon to see if KiwiSaver fits your personal situation.
The ability to transfer Australian Super into KiwiSaver is still not in place and this is expected mid year – watch our website for developments.
Members continue to be amazed with the speed with which their funds are accumulating. If your provider doesn’t offer online access, give us a call and we can discuss options to make this facility available 24/7.
We welcome your call or email to ask about KiwiSaver and look forward to hearing from you soon.
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Thorners Newsletter March 2010
In the current economic environment, the cost of day to day living continues to increase and we all need to regularly review our financial options.
Life Insurance Premiums:
Everybody dislikes paying premiums and the Life Insurance Tax Bill, which was passed by Parliament last year, is going to have an effect on the majority of NZ households who hold life policies.
In short there are proposed tax changes which will affect how life companies are taxed on their insurance products. Effective from 1 July 2010 all new life policies sold will be subject to these tax changes. Some companies have already started to increase premiums to make the change appear more seamless.
Existing “rate for age” or “annually reviewable” policies which are the most common products sold in the market will almost certainly have the increase applied and it is currently unclear on whether this will be applied immediately or grandfathered in over a period of five years so you need to keep abreast of the changes.
Competitions
Sovereign had a great pre Christmas holiday competition for all their clients and I am delighted to say that a Thorners client took away the prize which consisted of an $8,000 holiday plus $2,000 spending money. The client plans to take their children on a Surfer’s getaway adventure and to then have an adult only Irish experience. Thank you to all of you who entered and congratulations to our winner.
I am available to discuss your insurance and investment needs in what is a difficult time for many of us at the moment so feel free to contact me if you have any questions. My personal email is denis@thorner.co.nz or phone 04 528 8088.
I look forward to hearing from you.
Kind regards
DENIS.
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Sentinel interest rate reduction effective 22 March 2010
Effective from 22 March 2010 Sentinel are reducing their Lifetime loan interest rate down to 6.70% p.a.
This reflects the current market and continues to make the Sentinel Lifetime Loan a great choice for any retired New Zealander’s struggling with their cash flow.
Contact Thorners if you need finer details on the loan and how it may work for yourself or your parents.
Experience the Thorners “no fuss” planned approach to financial freedom and protection
Call us today on (04) 528 8088 or www.thorner.co.nz
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
