Considering KiwiSaver – need some quick pointers?
See the attached link for one minute of KiwiSaver tips…
Let us know if you need further advice.
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Click here to email Thorners or Call Us on (04) 528 8088
Have life insurance but no Will?
Everybody with assets, particularly life insurance, needs to have a Will. Follow this link for some wise words.
Talk to your legal professional if you need further advice.
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Thinking home equity release…
If you are considering a Sentinel Lifetime loan or just thinking about home equity release then there are some wise words to consider from this link.
Speak with Thorners if you have any questions.
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Sentinel Lifetime Loan Interest Rate Change July 2010
Effective from 1 July 2010 Sentinels Lifetime loan interest rate will be 7.10% p.a.
This reflects the current market and continues to make the Sentinel Lifetime Loan a great choice for any retired New Zealander’s struggling with their cash flow.
Contact Thorners if you need finer details on the loan and how it may work for yourself or your parents.
Experience the Thorners “no fuss” planned approach to financial freedom and protection
www.thorner.co.nz
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Thorners June 2010 Newsletter
Follow the link to read Thorners June 2010 Newsletter
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
KiwiSaver – the key to your first home
As we approach the third anniversary of KiwiSaver, many New Zealanders will be thinking about the tax free government housing subsidy available from 1 July 2010 – just one of the many benefits of KiwiSaver. In addition, members will be able to apply to withdraw their contributions to buy a first home or purchase land to build a first home. So, how does it work?
First home deposit subsidy
After 3 years of contributing at least 2% of their income to KiwiSaver, members will be able to apply for a one-off grant* of $1,000 for each year they’ve contributed to KiwiSaver. The subsidy increases by $1,000 per year up to $5,000. So, if they successfully apply for the subsidy after 5 years of contributing to KiwiSaver, they will receive $5,000. Eligible couples can also combine their subsidies up to $10,000.
First home withdrawal
After 3 years of being invested in KiwiSaver, members will be able to withdraw their own contributions and their employer’s contributions for a home deposit (excluding the $1,000 kick start and Member Tax Credits). It must be their first home not an investment property. There is no minimum contribution amount to be eligible for the first home withdrawal. And for those second home buyers, they may still be eligible to withdraw their contributions if they’re in the same financial position as a first home buyer.
If members are eligible for this fantastic offer, they’ll stay a member of KiwiSaver and continue to grow their savings while taking advantage of the scheme’s other great benefits.
For more information visit www.hnzc.co.nz or www.kiwisaver.govt.nz
* Income, house caps and other eligibility criteria apply.
Contact Thorners if you need any advice on KiwiSaver.
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Thorners May 2010 Newsletter
Click here to read Thorners May 2010 newsletter
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
