Personal Risk Product Information
Not all personal risk products sold by Thorners are detailed here but these product flyers cover the more common products sold.
Please check with Thorners before deciding on any product as each needs to be tailored to your personal situation. Different insurers may offer different benefits for similar products, some offer incentives to have several policies / products bundled together and special offers are also made at various times to promote specific products.
Insurers can also impose terms, special conditions, exclusions and premium loadings to individual applications (i.e. certain risks/ health disorders that you will be charged an additional premium for or excluding that particular risk from your cover) and we can work through these with you.
Click to open the relative product flyer…
· Term Life Level Premium Insurance
· Living Assurance – Trauma Cover
· Living Assurance Trauma Guide – comprehensive details of specific conditions
· Disability Income Protection
· Health Insurance Medical Cover
· Freehold Mortgage Protection Cover
General Forms
Occasionally we need to get an application form or other stationery to you relatively quickly. If any of these are required we will let you know what to download, complete and return to our Freepost address.
Life Applications
· Fidelity Life application form
· Sovereign Life and Health application form
· sovereign-life-application-tip-sheet
Life Authorities
· Sovereign Credit Card Authority
· Sovereign Direct Debit Authority
· Consent to Release Information to Thorners
· Advice on Replacement Business
Mortgage Application
· Sovereign Mortgage application form
Thorner General Insurance







