There’s no hurdle to joining KiwiSaver that’s too high to overcome.  KiwiSaver’s a no brainer.  What are you waiting for?

• Government $1,000 kick start
• Government member tax credits up to $521p.a.
• First home buyer subsidy
• Employer contributions
• Non contributory options available for certain occupations

For a simple solution call Thorners on  04 528 8088

 KiwiSaver fact Nearly five years on and over 1,700,000 New Zealanders have taken advantage of the opportunity to kick start their retirement or home deposit savings with KiwiSaver. This has been due to the attractive benefits KiwiSaver has to offer as well as being only one of the few opportunities to receive money from the Government for a change. Combined with small regular contributions, members can benefit from the “snowball effect” of compound returns and watch their savings grow over time.

Starting Early – Kids Can Join KiwiSaver Too! Several providers have recognised the power of compounding returns over time and created an option for Kids. This allows you to sign up a child of any age so they can receive the Government’s $1,000 kick start payment and start earning interest from an early age, without you having to make any contributions.

Why are Kiwi’s joining KiwiSaver? All KiwiSaver members receive $1,000 from the Government into their account when they join, to kick start their savings.

Tax Credits To Match Your Savings Members aged over 18 who live in New Zealand will receive “member tax credits” from the Government to match their own contributions. The tax credits match savings up to $20/week ($521/year) and continue until you are able to withdraw from KiwiSaver. If making manual contributions, you need to monitor them to get the full benefit.

Employer Matching Contributions Employers are obliged to match their employees’ KiwiSaver contributions up to 2% of salary (3% from April 2013).

Home Ownership Assistance As well as being able to withdraw their contributions after 3 years, members may be eligible for a home deposit subsidy of up to $5,000 subject to meeting elegibility requirements.

A Powerful Way To Save

Small, regular contributions from your pay, along with the special incentives provided for members like fee contributions, make KiwiSaver a powerful way to save.  Don’t miss out on your opportunity to start building a nest egg for your retirement or first home deposit. Contact us today to discuss how KiwiSaver fits into your own circumstances. 

Employers

Contact us to discuss the benefits of Thorners being your preferred Employee Adviser. We offer a no obligation run through on the KiwiSaver options available to all new or existing employees so that they understand the various providers and funds available to them. This also assists you, as the employer, to meet your obligations to your employees. Employees can also benefit from a lower account fee structure and depending on the chosen provider, free life cover.

Click below to view Peter’s primary disclosure statement.

Primary Disclosure

Click here to email Thorners or Call Us on (04) 528 8088