32% of Kiwis have Health Insurance – June 2009

August 5, 2009 · Filed Under Life Insurance · Comment 

The number of people with health insurance policies rose slightly in the June 2009 quarter, the Health Funds Association of New Zealand says.

The health insurance market grew by 700, or less than 0.1 percent, in the latest quarter, after dipping 0.2 percent in the March quarter.

For the year to June the number of people with health insurance rose 4500, or 0.3 percent. The total was 1.39 million or 32.3 percent of New Zealanders.

A trend away from comprehensive health insurance towards elective surgical and specialist cover continued, the association said.

Elective surgical and specialist cover now accounted for 910,700, or 65.3 percent, of those covered by health insurance.

Health insurance earned premiums rose 5 percent in the June year, from the previous year, to $846m.

The $725m in health insurance claims paid in the year was up $69m, or 10.5 percent, on the year before. In the June quarter $194m in claims were paid.

The rise in claims paid was due to increases in the number of claims and in the costs of treatment.

You can quote and apply online for health insurance from our website or contact us for more information now.  We service clients NZ wide and offer personal appointments from Wellington through to Napier.

Click here to email Thorners or Call Us on (04) 528 8088

Click here to view our disclosure statement.

Click here to view our disclosure statement.

Click here to email Thorners or Call Us on (04) 528 8088

 

Five Benefits Of Having Health Insurance

January 21, 2009 · Filed Under Life Insurance · Comment 

Your health is critical to the quality of your life, especially the ability to earn, and you can’t always predict what health issues may occur in the future.

Having a health insurance policy can give you the security of knowing protection is in place and that options are available if you experience health issues.

Key benefits of having cover now are…

1  You have a greater choice of where, when and how you get treated, in consultation with your doctor or specialist.

2  Avoiding long delays in waiting for treatment in the public health system.

3  Access to the latest technology and recognised medical procedures.

4  No added stress and worry about how to pay for health bills, especially for laprascopic surgery.

5  Cover now for many unknown health issues that may arise in the future.

There is no time like the present to review ypur circumstances as those who delay often develop health issues that can potentially become exclusions on your new health policy.

Don’t find you require elective surgery which places you in a queue – it could be as simple as removal of a cancerous tumour or a hip or knee replacement all of which are not seen as urgent by our DHB’s. Many minor ailments could prevent you from earning.

Get a quote or have your current cover reviewed today.

 

Click here to email Thorners or Call Us on (04) 528 8088

Click here to view our disclosure statement.

Click here to email Thorners or Call Us on (04) 528 8088