Sovereign Home Loan Fixed Rates Reduced….

January 29, 2012 · Filed Under Home Loans · Comments Off 

Sovereign have reduced their home loan interest rates across fixed rates for the 12 month, 24 month, 36 month, 48 month and 60 month terms.
 
Please see the old and new fixed interest rates below:

Term

Old Rate

New Rate

12 months

5.80%

5.70%

24 months

6.00%

5.85%

36 months

6.30%

6.10%

48 months

6.70%

6.50%

60 months

7.10%

6.90%

Call us now on 04 5288 088 for more detail on what makes the Sovereign Go Home Loan such a great product for you!

Click here to view our disclosure statement.

Click here to email Thorners or Call Us on (04) 528 8088

 

What happens if you fail to disclose information to an insurer?

September 9, 2009 · Filed Under Fire and General Insurance, Life Insurance · Comment 

Currently the NZ law does not make a distinction between deliberate or innocent non disclosure.  Effectively if you just left information out of an insurance application unintentionally or by accident, the insurer can still decline your claim, avoid your policy or make changes to your policy.

Contact Thorners if you need insurance advice and we will work with you to ensure that you understand the proposal form and disclose the relevent information.

Thorners service clients New zealand wide and are an award winning insurance agency offering personalised service.

Click here to email Thorners or Call Us on (04) 528 8088

Click here to view our disclosure statement.

Click here to email Thorners or Call Us on (04) 528 8088

 

Super Gold Card Holder Insurance Offer

December 16, 2008 · Filed Under Fire and General Insurance · Comment 

Thorners are pleased to announce that they have been accepted as a Super Gold Card Holder merchant for home, contents, vehicle and pleasure craft insurance cover.

An additional 10% discount is available to all Super Gold Card Holders aged 55 and over who take out an Ansvar Insurance policy for personal use.

Contact us today for a quote no matter where you live in New Zealand.

Check our website for information on who we are www.thorner.co.nz

Click here to email Thorners or Call Us on (04) 528 8088

Click here to view our disclosure statement.

Click here to email Thorners or Call Us on (04) 528 8088

 

Rates Rebate Scheme increases rebates and extends eligibility criteria

November 11, 2008 · Filed Under Case Studies, Fire and General Insurance, Home Loans · Comment 

The Rates Rebate Scheme operated by the Department of Internal Affairs through local councils provides rates relief for low income homeowners.

The maximum rebate for the 2008/09 rating year has been increased to $530 for those earning $21,180 and the allowance increases by $500 for each dependant in the household.  Homeowners earning less than $21,180 qualify and those earning more may qualify for a reduced amount.  A table of rebates for homeowners without dependants is available to view at http://www.thorner.co.nz/resources/thorners-finance-links/   and those with dependants need to contact their local council to obtain amounts available to them.

Ratepayers need to apply each year by completing an application form available from their local council or the link section of our website http://www.thorner.co.nz/resources/thorners-finance-links/

Click here to view our disclosure statement.

Click here to email Thorners or Call Us on (04) 528 8088