House, Contents and Motor Vehicle Premiums on the rise….?!
Striking the balance between affordability for customers and the insurers ongoing ability to pay claims sits at the heart of financial management of business. Therefore premiums are regularly reviewed to ensure they’re priced in accordance with the level of risk insured, yet remain affordable for customers.
Two things have become increasingly apparent for insurance companies in recent months. One is the importance of having a strong financial position with access to capital, and the other is the importance of having a comprehensive reinsurance programme in place to cover the very high cost of natural disasters. If lacking in either of these areas, insurance companies are putting their customers at risk.
The impact of the recent catastrophic events we’ve seen, both locally and globally, has meant the cost of reinsurance cover has increased substantially for all types of natural disasters, and we are already incurring this increase.
Recent speculation in the media has suggested premium rises as high as 50% could be expected. For the majority of our customers, we believe the overall increase you receive will be significantly less than that amount.
Thorners is committed to ensuring the risk covered is rated correctly and we ask for your continued support as we make these necessary adjustments.
Please don’t hesitate to contact us if you have any questions about these increases.
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Christmas is coming – are you prepared?
The festive season is almost upon us and many Kiwi’s will be travelling to see loved ones over the christmas – new year break.
There are simple things to remember and we should always take every opportunity to make sure that our houses are left secure, the mail is going to be collected and that we don’t leave valuables for all to see in our vehicles. Vehicles with GPS units or even the holder sitting on the dash or windscreen are becoming prime targets.
Why not quickly make sure that the items you are taking on holiday are insured, that the home alarm is working and that you have pictures of your valuables safely stored away just incase you are in the unfortunate posiotion of making a claim. Nothing beats showing the insurer a video of your contents in the case of a large burglary.
Thorners are established award winning insurance brokers servicing clients New Zealand wide so contact us if you need to review your current policies. We look forward to hearing from you.
Click here to email Thorners or Call Us on (04) 528 8088
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
What happens if you fail to disclose information to an insurer?
Currently the NZ law does not make a distinction between deliberate or innocent non disclosure. Effectively if you just left information out of an insurance application unintentionally or by accident, the insurer can still decline your claim, avoid your policy or make changes to your policy.
Contact Thorners if you need insurance advice and we will work with you to ensure that you understand the proposal form and disclose the relevent information.
Thorners service clients New zealand wide and are an award winning insurance agency offering personalised service.
Click here to email Thorners or Call Us on (04) 528 8088
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Mayoral congratulations to Thorners for recent business award
Mayor of Upper Hutt Wayne Guppy has written to Denis Thorner to express his congratulations on winning the recent Upper Hutt Business Excellence Award for Best Trade/Service Business 2009.
Wayne commented this is indeed a magnificent achievment and I am sure that you are all very proud of your achievment. He also wished to thank Thorners for their support and commitment to the citizens of Upper Hutt.
To experience service excellence, contact Thorners for all of your insurance, home loan and KiwiSaver requirements today. Thorners service clients New Zealand wide and offer home appointments from Wellington through to Napier by arrangement.
Click here to email Thorners or Call Us on (04) 528 8088
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Quirky reasons to have vehicle insurance…
Often people put off having car insurance but the attached mad moment clips might remind you of how easily the unexpected can happen. Click to view…
Mad driving moments Another mad moment
Contact Thorners soon to get a quote before this happens to you.
Click here to email Thorners or Call Us on (04) 528 8088
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
