Is it fair that insurers exclude pre-existing medical conditions?

We are often asked why insurers exclude pre-existing conditions.

Unless a policy offers cover for pre-existing conditions, the insurer isn’t obliged to cover any of them. 

Companies generally exclude associated treatment for pre-existing conditions as they pose a higher risk and greater likelihood of a claim.

For sound advice on any new Life insurance policy, contact Thorners.  We service clients New Zealand wide and have a sound knowledge of the best options available.

Click here to email Thorners or Call Us on (04) 528 8088