hawkes bay insurance broker | Thorners

The health insurance industry is warning the growth in the rate of its claim costs compared to premiums is unsustainable. Publishing the industry’s quarterly statistics today, the Health Funds Association identified rising health costs as Continue Reading

If you operate a business or act as a trustee the following insurance matters could cause you grief.. Directors, officers, trustees and others could be fined for not arranging and maintaining adequate insurance cover; The levels of Continue Reading

Welcome to my October newsletter where I will pass on some topical items to you. In the current economic environment the cost of day to day living continues to increase and we all need to regularly review our financial options so let’s look at Continue Reading

At Thorners we have access to a myriad of investment options and we are always guided by the Standard & Poors rating list. Non bank deposit takers have been in the limelight over recent years as many have got into financial difficulty and Continue Reading

Check the Sovereign website www.sovereign.co.nz to enter their client competition to win a dream holiday. Good luck and remember you only have until 28 November 2009 to enter! If you are not currently a client, contact us for some Sovereign Life Continue Reading

We are often asked why insurers exclude pre-existing conditions. Unless a policy offers cover for pre-existing conditions, the insurer isn’t obliged to cover any of them. Companies generally exclude associated treatment for pre-existing Continue Reading

Monitored burglar alarms can save you money. Some insurers will have no excess on your claim if you have a monitored alarm that was triggered by an intruder. In addition, some insurers will also reimburse the security firms call out fee where it Continue Reading

Apply for Life Insurance through Thorners and your annually reviewable Sovereign Life policy will have 20% extra free life cover added for the first two years. The application must be accepted and the policy issued before 30 November 2009. Continue Reading

KiwiSaver has recently had a second birthday that celebrated over 1,100,500 members. Of these people 52% were female and only 18% of the total membership were aged 55 plus. Employee deductions in June 2009 amounted to $62,477,285 and for the Continue Reading

Non disclosure on insurance applications is becoming an increasingly serious issue, both for the insurers and the clients who have subsequent claims declined or deferred in their time of need. This link will take you to a TV interview giving Continue Reading

Rising medical insurance payouts vs premiums is unsustainable

Cautionary advice on under-insurance – SME’s and Trustees

Thorners October 2009 Newsletter

Looking for an investment that has an AA credit rating?

Chance to win an $8,000 holiday plus spending money

Is it fair that insurers exclude pre-existing medical conditions?

Monitored alarm call out fee reimbursements

Get another 20% of life cover for free…

KiwiSaver Statistics June 2009

Insurance Disclosure – a real example

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