Domestic Insurance

Home, Contents, Motor Vehicle, Boat, Caravan, Electronics, Goods in Transit… you name it, and we can insure it!

Insuring your belongings is like having a back-up plan in case something happens to it. And because ‘life happens’ and things get lost, stolen, broken, or destroyed in any number of unplanned scenarios, insurance takes the worry out of how to replace it. Here, at Thorners, we provide domestic insurance for the people who matter – you and your family – on the things that matter – your house, car, boat, caravan, jewellery, antiques, and household goods.


The choice is yours

We take the hard work out of insurance by explaining things in everyday language, so you can make the best choice about the type of insurance that’s right for you. We’re always looking for ways to make your premiums affordable and we’ll explain the many choices you have, like:

  • Changing your excess
  • Spreading your payments
  • Restricting who can drive your vehicle.
  • Maximising multiple policy discounts
  • Utilising premium savings by installing alarms in cars and homes

Getting you sorted – quickly and efficiently.

Personal and household items can change frequently and reviewing your house and contents cover can be time well spent. We’re here to make any changes quickly and efficiently. Even if you’re renting, keeping your contents cover up to speed is important, as it also gives you liability protection.


House Insurance made easy.

If you’re a homeowner we’ll explain your options, so you can make the right decision for what’s right for you and your property.


Tips for getting the best out of your insurance cover.

Remember to show us copies of any specific valuations for special items like jewellery so we can include them. Did you know that your drapes and light fittings also form part of your contents cover and if you don’t have “new for old regardless of age” cover, you could face a significant shortfall on any claim? It’s just one of the many ways we can help you get the best out of your insurance cover. We’re here for you, and the things that matter to you. Let us tailor the right insurance to suit you.

Customer duty of disclosure
The insurance process requires that you tell us about anything you know, or ought to know, that may affect the decision of a prudent insurer about whether to accept your insurance, or renew your policy, and if so, on what terms. If you have not disclosed all material information, or if you have misrepresented that information, then an insurer is entitled to cancel the policy retrospectively from the beginning.
In simple terms, please tell us about any convictions, traffic offences and claims or other material information and keep us informed, so we can make sure your policies are valid at all times.


To talk to us about your domestic insurance requirements. Simply click here to email us, or call us on (04) 528 8088.