sovereign life insurance | Thorners

Currently the NZ law does not make a distinction between deliberate or innocent non disclosure. Effectively if you just left information out of an insurance application unintentionally or by accident, the insurer can still decline your claim, Continue Reading

Women pay more than twice as much for income protection insurance as men because they make more claims for mental health and stress-related conditions, say insurance companies. As the insurance industry reports a big rise in the number of New Continue Reading

Apply for Life Insurance through Thorners and your annually reviewable Sovereign Life policy will have 20% extra free life cover added for the first two years. The application must be accepted and the policy issued before 30 November 2009. Continue Reading

While paying for your protection benefits can seem pretty simple – the regular amount required is deducted from your bank on the due date – the reality is that there are a number of different premium structures on offer and if you Continue Reading

For some time Sovereign has been concerned about the level of under insurance within New Zealand. Over the past few years personal debt levels, and therefore the need for adequate cover, have significantly increased but sales of insurance have Continue Reading

Thorners offer an online life and health insurance quote option where you can obtain quotations instantly online. Whilst Thorners like to personalise your cover to your situation, many New Zealanders know what cover they want and want to get a Continue Reading

What happens if you fail to disclose information to an insurer?

Income protection costs more for ladies

Get another 20% of life cover for free…

Understanding Life Insurance Premiums

20% extra Life Insurance for free for a very limited time

Thorners Online Insurance Quotes and Application

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