Thorners December 2010 Newsletter
Did you know that you can insure your KiwiSaver contributions so that if you fall ill and are unable to work, then they can continue?
Thorners December 2010 newsletter
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Click here to email Thorners or Call Us on (04) 528 8088
Thorners April 2010 Newsletter
Click on the link below to download our latest newsletter which features KiwiSaver.
Kiwisaver turns three very soon and has a huge following.
Click here to see why in the april newsletter
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Click here to email Thorners or Call Us on (04) 528 8088
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Client – Self employed KiwiSaver Scenario
Client – Self employed Scenario
Jonny joined KiwiSaver once he realised that the Government was going to help out with his savings, no matter if he earned money via a salary or not. Denis explained that most workers contribute either 2%, 4% or 8% out of their salary but if you aren’t paid via PAYE you can put in whatever you like. Jonny puts in $20 as that is the maximum the Government will match him with member tax credits.
What do you like about KiwiSaver Jonny? I didn’t want to miss out on what everyone else gets with KiwiSaver. I like that I have the freedom to put in whatever I like into my account. My business is my main focus at the moment but it’s good to know I’ll have a nest egg for when I do get older.
Discuss your KiwiSaver options with Thorners.
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Sentinel Lifetime Loan rate change December 2009
Effective from 18 December 2009 Sentinel are reducing their Lifetime loan interest rate down to 6.80% p.a.
This reflects the current market and continues to make the Sentinel Lifetime Loan a great choice for any retired New Zealander’s struggling with their cash flow.
Contact Thorners if you need finer details on the loan and how it may work for yourself or your parents.
Experience the Thorners “no fuss” planned approach to financial freedom and protection
Call us today on (04) 528 8088 or www.thorner.co.nz
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Looking for an investment that has an AA credit rating?
At Thorners we have access to a myriad of investment options and we are always guided by the Standard & Poors rating list.
Non bank deposit takers have been in the limelight over recent years as many have got into financial difficulty and only two remain with an AA S&P credit rating which is the equivalent rating held by the the big Trading Banks.
If you are looking to invest wisely, contact us to discuss your options.
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Under 65 and working or not, ask me about KiwiSaver
Have all of your family had their slice of the cake from KiwiSaver? Whether working or not, so long as you or your family members are under 65 years of age, I can show you how to benefit from KiwiSaver. The compounding effect of the additional benefits is hard to beat in the current financial climate with many clients being amazed at the benefits and entitlements available under the scheme.
I am available to discuss your investment, insurance, mortgage and KiwiSaver needs in what is a difficult time for many of us at the moment so please feel free to contact me anytime if you have any questions. My personal email is denis@thorner.co.nz or ph 04 528 8088.
Talk to me about your situation soon.
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Sentinel Lifetime Loan Interest Rate Change from 1 July 2009
Sentinel have advised that the floating rate for their Lifetime Loans will drop to 6.85% p.a. effective from 1 July 2009.
This is a dramatic drop reflecting current market changes and takes affordability of the lifetime loan to a new level and the lowest it has ever been.
If you are retired, own a home and are suffering financial distress or just need some additional cashflow, there has never been a better time to consider a Sentinel Lifetime Loan.
Thorners offer a NZ wide service so call or email us for more information on Sentinel Lifetime Loans today. All discussions are confidential.
New Zealand wide service – let us know your situation today to allow us the opportunity to provide you with some options
Click here to email Thorners or Call Us on (04) 528 8088
Click here to view our disclosure statement
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Sentinel Lifetime Loan Interest Rate Change from 30 March 2009
Sentinel have advised that the floating rate for their Lifetime Loans will drop to 7.40% p.a. effective from 30 March 2009.
This is a dramatic drop reflecting current market changes and takes affordability of the lifetime loan to a new level.
If you are retired, own a home and are suffering financial distress or just need some additional cashflow, there has never been a better time to consider a Sentinel Lifetime Loan.
Thorners offer a NZ wide service so call or email us for more information on Sentinel Lifetime Loans today. All discussions are confidential.
New Zealand wide service – let us know your situation today to allow us the opportunity to provide you with some options
Click here to email Thorners or Call Us on (04) 528 8088
Click here to view our disclosure statement
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Sentinel Lifetime Loan interest rate drops – January 2009
WOW, The Sentinel Lifetime Loan interest rate has dropped to 8.35% which is almost an all time low. there hasn’t been a better time to reconsider a Sentinel Loan as an option to improve your retirement cashflow. Rates are subject to review so check witrh us to get todays rate.
The downward interest rate has certainly proved a stimulus to rethink the recent financial doom. Many of our retired clients have rethought their priorities since the downward interest rate spiral and have focussed on looking after themselves and their ongoing health and welfare again.
You may be surprised to know the most common use of funds continues to be clearing outstanding accounts, particularly credit cards or existing mortgages, or to attend to ongoing home maintenance, especially repainting or upgrading heating systems before winter.
We would be happy to discuss your financial options if you are retired, own a home and have a need to obtain some additional cashflow. All discussions are confidential.
Check with us to get the current interest rate as all interest rates are subject to change.
Click here to email Thorners or Call Us on (04) 528 8088
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
