Sovereign Home Loan Fixed Rates Reduced….
Sovereign have reduced their home loan interest rates across fixed rates for the 12 month, 24 month, 36 month, 48 month and 60 month terms.
Please see the old and new fixed interest rates below:
|
Term |
Old Rate |
New Rate |
|
12 months |
5.80% |
5.70% |
|
24 months |
6.00% |
5.85% |
|
36 months |
6.30% |
6.10% |
|
48 months |
6.70% |
6.50% |
|
60 months |
7.10% |
6.90% |
Call us now on 04 5288 088 for more detail on what makes the Sovereign Go Home Loan such a great product for you!
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Chance to win a share of $15,000 to live the life you want…..
Play the Sovereign Life’s Choice Game and be in to win a share of $15,000 to live the life you want.
Visit Sovereign’s website www.sovereign.co.nz/chooselife/#/start to enter the competition and be in to win!
If you are not currently a Sovereign client, contact us for Life Insurance quotes and to arrange an application now! Sovereign also offer very competitive home loan options that have no transactional fees. If you are contemplating a new purchase or have a fixed rate rollover coming up, speak to us now about your options.
We are award winning insurance brokers who service clients nationwide, so if you desire service excellence, contact us for a full insurance review soon.
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Thorners August 2011 Newsletter
Lean about Contract Works requirements when doing rennovations on your house!
Read our newsletter now if your looking for a new home for your mortgage?
Click here to read our August newsletter.
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Thorners April 2011 Newsletter
KiwiSaver Update and Sovereign’s new exciting Best Doctors benefit available now!
Click here to read the April 2011 newsletter.
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Thorners December 2010 Newsletter
Did you know that you can insure your KiwiSaver contributions so that if you fall ill and are unable to work, then they can continue?
Thorners December 2010 newsletter
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Thorners April 2010 Newsletter
Click on the link below to download our latest newsletter which features KiwiSaver.
Kiwisaver turns three very soon and has a huge following.
Click here to see why in the april newsletter
Click here to view our disclosure statement
Click here to email Thorners or Call Us on (04) 528 8088
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Client – Self employed KiwiSaver Scenario
Client – Self employed Scenario
Jonny joined KiwiSaver once he realised that the Government was going to help out with his savings, no matter if he earned money via a salary or not. Denis explained that most workers contribute either 2%, 4% or 8% out of their salary but if you aren’t paid via PAYE you can put in whatever you like. Jonny puts in $20 as that is the maximum the Government will match him with member tax credits.
What do you like about KiwiSaver Jonny? I didn’t want to miss out on what everyone else gets with KiwiSaver. I like that I have the freedom to put in whatever I like into my account. My business is my main focus at the moment but it’s good to know I’ll have a nest egg for when I do get older.
Discuss your KiwiSaver options with Thorners.
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Client – 55-65 year old KiwiSaver Scenario
Client – 55-65 year old scenario
Jerry joined up with KiwiSaver last year. He’s 61 and while he’s already got plans in place for his retirement, Denis spoke to him about making the most out of KiwiSaver so he joined up.
What do you like about KiwiSaver Jerry? It’s a no brainer for someone my age – I join, put in my $20 a week and the government matches it! By the time I retire I’ve worked out that I could have at least $11,000. That’s going to be my holiday to Europe!
Discuss your Kiwisaver options with Thorners.
Click here to email Thorners or Call Us on (04) 528 8088
Click here to view our disclosure statement.
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
2009 Sovereign Dream Holiday Prize Draw Winner
Leighton Langley, General Manager Sovnet of Sovereign in Auckland is pictured with Denis Thorner, Managing Director Thorner Financial Services and Denis’s delighted client Venessa seen here receiving her 2009 Sovereign Dream Holiday Prize which consisted of an $8,000 travel voucher and $2,000 spending money.
Contact Denis for all of your Insurance requirements – www.thorner.co.nz or denis@thorner.co.nz
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
Rising medical insurance payouts vs premiums is unsustainable
The health insurance industry is warning the growth in the rate of its claim costs compared to premiums is unsustainable.
Publishing the industry’s quarterly statistics today, the Health Funds Association identified rising health costs as its key challenge.
Executive director Roger Styles said claim costs had grown at double the rate of premiums during the past two years, which was not sustainable.
Premium income for the year to the end of September of $859 million, was up 5 percent or $41m on a year earlier. Claims paid were up 9.9 percent or $67m to $743m.
The two main reasons behind recent cost pressures were that more people were claiming on their health insurance, and the average value of each claim was rising, Mr Styles said.
In the past year additional services became available, such as private radiotherapy in Auckland, which was not previously an option for people with health insurance.
Cost-shifting was continuing from the public sector, with a rise in the number of claims for surgery knocked back by ACC, he said.
Also from this month, ACC would require co-payments from patients for physiotherapy, which would have an impact on insurers who covered top-ups for ACC in their policies.
Contact Thorners if you require any Health Insurance cover as they have access to several providers and understand the market.
Click here to email Thorners or Call Us on (04) 528 8088
Click here to view our disclosure statement.
Click here to email Thorners or Call Us on (04) 528 8088
